Travel
Insurance

Secure yourself from possibilities that may spoil your trip. The purpose of your travel maybe a vacation, business trip or moving abroad for studies. You would want to enjoy your trip hassle-free and travel insurance eases the financial burden from any losses incurred during your stay.

What is Travel Insurance?

A Travel Insurance is an Insurance Policy that covers various circumstances that may ruin a trip. It covers a losses or expenses that a traveler may incur on account of injuries and accidents during a trip.

A Travel Insurance broadly covers losses or expenses on account of the following:

Medical Expenses
Personal Accident
Trip Cancellation or Curtailment
Trip Delays
Missed Connecting Flight
Medical Evacuation
Loss of Passport
Loss of Checked-In Baggage
Theft/Loss of Personal Belongings

How does a Travel Insurance Policy work?

Travel insurances are offered based on:

Geography
Type/Purpose of Traveller
Number of expected trips in a year

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Benefits of getting
Travel insurance with good funds

Luggage Benefits

This policy covers the costs of baggage loss. It could be the cases of loss, burglary, or theft. These policies may cover the loss of bags, passports, important documents, cash, or any personal belongings. Also, during an emergency evacuation or any other mishap, the luggage costs can be protected

Cancellation/Delay Benefits

If there is a cancellation or delay in the trip due to any unforeseen reason, travel insurance companies will reimburse the costs in such cases. Cancellations/delays could be due to weather conditions, strikes, or any other cause. They will also provide some alternative benefits like toilets, clothing.

Medical Benefits

This policy covers medical fees and hospitalization charges. It is for the expenses that incur when there is any medical emergency, illness, or injury during traveling. It covers the costs of hospitalization, ambulance, and certain others. Insurance providers arrange for cashless hospitalization in impaneled hospitals.

Alternative Benefits

There are certain benefits like customized policies for travelers, especially for frequent travelers, groups, or senior citizens. It is because their coverage requirements may be different from others and the general travel insurance policies may not suit them. Hence, some insurers provide customized travel protection policies as well

Travel Insurance