Term
Insurance

A term insurance plan helps protect your loved ones and maintains their standard of living even in unforeseen circumstances. Control what you can—a term plan is what you need to ensure that your family is taken care of in your absence.
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What is Term Insurance?

With a term insurance plan or term cover, an individual can avail coverage for a certain period of time or ‘term’ by paying a specific premium amount during that period. Such a life insurance policy guarantees a death benefit pay-out to the nominees/family members, if the insured dies during the period specified in the term insurance policy.
With the uncertainty and financial strain of the current COVID 19 pandemic, it is even more essential to ensure that your family will be cared for, whatever tomorrow may bring. A term plan helps you do exactly this. As they are regulated under IRDAI (Insurance Regulatory and Development Authority of India), term insurance plans offer a guaranteed pay-out under the specified terms.

How does a Term Insurance Policy work?

Depending on the term plan you choose, your nominees are paid a lumpsum amount of money, in case of the policy holder’s death. By varying the lumpsum amount payable, you can also choose to receive monthly income benefits. A term insurance policy can be expanded to include riders so you can reap better term plan benefits in case of disability, critical illness, or accidental death , Income replacement at nominal prices.

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Benefits of getting
Term insurance with good funds

To secure your Family’s Future

To secure your Family’s Future

A term insurance policy provides financial security to the family in case of untimely demise of the primary breadwinner.
To protect family’s <br>lifestyles

To protect family’s
lifestyles

Ensure that the lifestyle that your family leads is not compromised even in your absence. Some Term plans ensure there is a monthly income
Lower <br>premiums

Lower
premiums

Since there is no investment element in the insured amount, the premium for all term plans are much lower than any other insurance plans
To protect <br>assets

To protect
assets

For all the goals like house, car, child’s education that you have fulfilled through loans, have them covered through term insurance.
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