Mutual
Funds

A term insurance plan helps protect your loved ones and maintains their standard of living even in unforeseen circumstances. Control what you can—a term plan is what you need to ensure that your family is taken care of in your absence.

What is Mutual Funds ?

To many people, Mutual Funds can seem complicated or intimidating. We are going to try and simplify it for you at its very basic level. Essentially, the money pooled in by a large number of people (or investors) is what makes up a Mutual Fund. This fund is managed by a professional fund manager.
It is a trust that collects money from a number of investors who share a common investment objective. Then, it invests the money in equities, bonds, money market instruments and/or other securities. Each investor owns units, which represent a portion of the holdings of the fund. The income/gains generated from this collective investment is distributed proportionately amongst the investors after deducting certain expenses, by calculating a scheme’s “Net Asset Value or NAV. Simply put, a Mutual Fund is one of the most viable investment options for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

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Benefits of getting
Mutual Funds with good funds

Diversification

Diversification

When you invest in mutual funds, your fund manager will invest your money in different securities including equity, stocks, debt funds and other money market instruments.
Professional Management

Professional Management

Mutual funds are monitored and managed by professional fund managers who are responsible for deciding where and when they should invest the pooled funds.
Liquidity

Liquidity

Liquidity means the ability of an asset to be converted into liquid cash. Imagine if you have an emergency and need cash but don’t have enough funds in your bank. It’s not possible to sell property or avail of a loan instantly. But with mutual funds, you have the freedom to withdraw your money instantly.
Smaller, Disciplined Investments

Smaller, Disciplined Investments

With mutual funds, you can start investing with an amount as minimal as Rs.500. If you don’t have the discipline to invest regularly, a Systematic Investment Plan(SIP) can help you inculcate the habit.
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